国家发展部长兼财政部第二部长黄循财,昨天(4日)在国会宣布,未来年长屋主售组屋套现,在乐龄安居花红(Silver Housing Bonus)下可获最高三万元花红。

他指出屋主未必是“大屋换小屋”,只要购买三房式组屋或更小单位,用售屋所得填补公积金退休户头,就能获得上述花红。

黄循财举例,住在成熟区三房式组屋的年长者,若购买非成熟区三房式组屋单位、且能从售屋套利,就可获得花红。

在乐龄安居花红下,屋主只需填补公积金退休户头六万元。过去则需取决于户头存款额和卖屋所得,有时可能要填补超过六万元。

事实上,过去民间就已呼吁当局对屋契回购计划理应更弹性化,特别是乐龄群体本来财务管理选择不多,有者公积金户口本来就没有多少储蓄,且急需现钱用在医疗和退休生活开销。

黄循财称,这是当局在收集到公众反馈后,作出的调整。他表示,其中民众指该计划复杂,设下好几个条件,故此当局检讨后决定简化勒令安居花红。

另一方面,屋契回购计划也配合上述调整,从下月1日起,,加入屋契回购计划的年长屋主,可获花红将增半,到介于7千500元至3万元之间,视组屋类型而定。

旧有的乐龄安居花红解说,可得知过去售屋所得额外填补金额,将存入存款较低屋主的公积金退休户头,直到符合最低存款额
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